IX. Выберите соответствующий глагол, вводящий косвенную речь.

1. Ms Smith … she was on analyst.

a. told

b. said

c. instructed

2. She .. she would finish the report by 8th of September.

a. promised

b. asked

c. ordered

3. I … her if her job was interesting.

4. She … to us that she earned $50 000 a year.

5. She … us that the share price could rise considerably.

X. Прочитайте текст и укажите, верны (True) или нет (False) следующие за ним утверждения.

Who is more in debt: men or women?

A recent study by the Debt Foundation shows that it is young men who have the biggest debts on their credit cards, but it is young women who have the biggest problems with paying the debt. Why the difference?

Many people think that women are just bad at managing money. They cannot stop buying new shoes, handbags, or clothes when they see them, and so they borrow money on store cards that you can get from big shops. But the results of the survey show this is simply not true. Young men, it seems, use store cards as much as women. Sometimes, they are worse. Also, they save less money than women from their salaries. They open fewer saving accounts than women and take bigger risks with their finance, investing in things like shares. Young men are also less likely to have insurance on their homes and possessions.

The real reason women can’t pay is that women usually have debts on basic things for the home like rent and services simply because they are poorer and often have to support children or older parents on low incomes. The study shows that today at the age of 24 most women earn 15% less than men and have more responsibilities with family and children. These are the real causes of debt problems.

But the worst news form the survey is that, because of their poverty, women often cannot go to big banks to borrow money. They have to use other service companies that charge the highest rates of interest. So, they suffer more and pay more in interest because their family needs are more desperate. The result is that there are more women who have their gas or electricity turned off for non payment.

1. A recent British study shows that young men avoid using store cards.

1. Store cards are provided by local banks.

1. Women usually save more money from their salaries.

1. Women have insurance on their homes more often than men.

1. Young men and women in Great Britain earn the same money.

1. Smaller financial institutions charge higher interest rates.

Грамматический тест № 4 (Впишите букву правильного ответа ‘a’, ‘ b’ или ‘c’)

Тема “Job interview”

Questions

1. Why would you like to join our company?

2. What are your hobbies?

3. What are your strong points?

4. What is your education?

5. What is your greatest achievement?

6. What software are you familiar with?

7. What are the main responsibilities in your present job?

8. Why do you want to leave your present job?

9. Are you ready to work overtime?

10. What salary would you like to get?

11. Why do you think we should hire you?

Answers

a. Yes, I can, but not very often. I study at university and it takes a lot of time.

b. I’m a part time student of Ural State University of Economics. My major is Management.

c. Your company is well-known in our city. You offer good working conditions and salary.

d. About 30 000 rubles.

e. I think I have good experience and education. I also have good communication skills which is important for this job.

f. I’m not married yet and have no children.

g. When I have free time I like doing sport and travelling.

h. I’m hard-working, responsible and reliable. I’m good at meeting deadlines and can work under pressure.

i. It’s no longer challengeable and there’s no chance of promotion.

j. I have a good knowledge of Excel and Word, and can prepare good PowerPoint presentations.

k. I work on reception, answer the phone, arrange meetings and provide administrative support for the team.

l. I was responsible for the organization of a regional exhibition, which was a great success. Everything was on time and there were no complaints from the participants.

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